Did You Know Insulation Subsidies Are Available That Can Cover Up to 90% of the Cost
Keeping your home warm and dry can be expensive, but there’s good news for homeowners across New Zealand. There are insulation subsidies like the EECA Warmer Kiwi Homes Grant that can cover up to 90% of the cost of installing ceiling and underfloor insulation.
These insulation subsidies help families make their homes warmer, drier, and healthier without the upfront cost that can hold many people back.
What the Warmer Kiwi Homes Grant Offers
The Warmer Kiwi Homes Grant, managed by the Energy Efficiency and Conservation Authority (EECA), was created to help New Zealanders reduce heat loss, cut down on energy use, and live in healthier homes.
The grant currently covers:
- 50–90% of the cost of ceiling and underfloor insulation installed in your home.
- Up to 90% of the cost of an approved heater such as a heat pump or efficient wood or pellet burner.
Since the programme began, over 170,000 insulation and heating projects have been completed across the country. That means thousands of New Zealand families are now living in warmer, drier homes with lower power bills.
Who Can Apply
The Warmer Kiwi Homes Grant is available to homeowners (owner-occupiers) who meet the following criteria:
- Your home was built before 2008
- You, the homeowner, have a Community Services Card or a SuperGold Combo Card
- Or your home is located in an area identified as NZDep 7, 8, 9, or 10
Even if your home already has insulation, it may not meet today’s standards. If that’s the case, you could still qualify for a subsidy to upgrade or top up your insulation.
Why Insulation Is Important
Insulation plays an important role in keeping your home comfortable all year. In winter, it keeps warmth inside so you spend less on heating. In summer, it keeps hot air out, helping to maintain a cooler indoor temperature.
Ceiling insulation is one of the most effective ways to stop heat from escaping, while underfloor insulation prevents cold air and moisture from entering through the floor. Together, they create a warmer, drier home that’s easier to heat and better for your health.
Homes without proper insulation can lose up to 35% of their heat through the ceiling and 10–15% through the floor. That’s energy and money literally escaping through your home’s structure. Installing insulation helps you save on power bills and creates a more comfortable living space for your family.
Helping More Kiwis Live in Healthier Homes
Until recently, these grants were mainly available to low-income households or those living in the highest deprivation areas. Now, the Government has expanded the programme, making it easier for a lot more people to qualify for help.
This change is making a real difference for homeowners who previously couldn’t afford insulation or heating upgrades. By reducing the upfront costs, the Warmer Kiwi Homes Grant gives more families the chance to create warm, dry, and healthy homes.
Read more on the Healthy Home Team website.
How Healthy Home Team Can Help
At Healthy Home Team, we’re passionate about creating energy efficient homes and believe every New Zealander deserves to live in a warm, dry and healthy home. While we’re not a service provider of the EECA Warmer Kiwi Homes Grant, we can point you in the right direction.
Our team can help you:
- Check whether your home is eligible for insulation subsidies
- Connect you with approved service providers
- Provide practical advice on improving your home’s comfort and energy efficiency
We understand the process can feel confusing, which is why we make it simple to find out what support you can access and what upgrades will make the biggest difference for your home.
Think You Might Qualify?
If you think you might qualify for the Warmer Kiwi Homes Grant, now is the perfect time to check. Contact Healthy Home Team today and we can connect you with one of our local Healthy Home Team Advisors as well as service providers, who can help you find out if you’re eligible for insulation subsidies and take the first step towards a warmer, drier, and healthier home.
It’s important to note that funding is limited and may not be available in all regions, so it’s a good idea to check your eligibility.